Don_Dickle@lemmy.world to No Stupid Questions@lemmy.world · 1 day agoIf a person buys something with a CC to help their credit score, and in a couple days returns it, does that help or hurt your credit? Why?message-squaremessage-square20linkfedilinkarrow-up137arrow-down14
arrow-up133arrow-down1message-squareIf a person buys something with a CC to help their credit score, and in a couple days returns it, does that help or hurt your credit? Why?Don_Dickle@lemmy.world to No Stupid Questions@lemmy.world · 1 day agomessage-square20linkfedilink
minus-squareCmdrShepard49@sh.itjust.workslinkfedilinkarrow-up2·1 day agoYou CC is like a long term loan. Just using a couple and paying them off every month got me up to an almost perfect score.
minus-squaredeeprlyeh@lemmus.orglinkfedilinkEnglisharrow-up1·1 day agoIve had perfect a couple times. Mainly when I have a car loan or something then it drops to like 775 ish, then goes back to 810 and bobs there.
You CC is like a long term loan. Just using a couple and paying them off every month got me up to an almost perfect score.
Ive had perfect a couple times. Mainly when I have a car loan or something then it drops to like 775 ish, then goes back to 810 and bobs there.