Getting sent unsolicited applications is a very different thing.
If you have a top credit score you won’t get as much unsolicited crap because someone who is financially healthy is not as profitable to companies as someone who is struggling a little. Sad truth.
But having a top credit score does mean you will generally be approved for the products you yourself search out and choose to apply for.
When my credit score was 725 to 775, I would get daily credit applications. At times when it was 850, I would barely get any.
They target people with just enough credit they assume they will be paying interest.
Getting sent unsolicited applications is a very different thing.
If you have a top credit score you won’t get as much unsolicited crap because someone who is financially healthy is not as profitable to companies as someone who is struggling a little. Sad truth.
But having a top credit score does mean you will generally be approved for the products you yourself search out and choose to apply for.