• CannedYeet@lemmy.world
    link
    fedilink
    arrow-up
    4
    ·
    2 hours ago

    If it does help, it will make a miniscule difference and not be worth the trouble. Building credit takes years.

    If having a credit card changes your spending behavior, then just use your credit card for stuff non-discriminatory stuff, stuff you have to buy, and cut up the card or don’t carry it around.