Well one could argue that the US started the debt for good reasons. But yes, right now, the debt is bad because it’s funding genocide, supporting child torture, and enriching pedophiles.

The short version is that debt isn’t always bad.

A lot of things make money into more money, whether it’s a market investment, a business, or even a lucky gamble. They can fluctuate, but the ones that stick around typically return a reliable percentage.

A debt is generally money that you get to have and use, but probably have to pay interest on.

If you have a reliable way to turn money into more money at a specific rate and that rate is higher than the interest rate on your debt, then that debt is a wise decision to take on.

The muttiest of mutts.

Strangely this is the opposite of my household. The kitten wants to be besties with everyone. The dog isn’t having it.